Understanding Medicare and choosing a health plan are not always easy. That’s why we’re here - to be your partner and help you along the way. BlueCross BlueShield of Western New York offers a variety of Medicare Advantage plans.
Not sure where to start or which options to choose? Call or chat online with us and we'll help you find the plan that fits your needs.
With our Senior Blue health maintenance organization (HMO) plans, you can choose from a $0 monthly premium plan or low monthly premium plans, as well as plans with or without prescription drug coverage. All of our HMO plans offer worldwide emergency care coverage, nationwide urgent care coverage, no deductibles, and no referrals.
Our Forever Blue Medicare preferred provider organization (PPO) plans offer the freedom to see any doctor or hospital that accepts Medicare nationwide, worldwide emergency care coverage, no deductible, no referrals, and prescription drug coverage. Choose a plan with a lower premium or a plan that allows you to pay in-network copays with participating doctors and hospitals when you travel.
We have two optional supplemental dental benefits to choose from – basic or enhanced. With the basic plan, you pay $17 per month. With the enhanced plan, you pay $31 per month. The optional supplemental dental benefit can be added to your Senior Blue HMO or Forever Blue Medicare PPO plan. This optional benefit is not covered by Original Medicare or included in your plan. You also need to continue paying your Part B and Medicare Advantage premiums.
Original Medicare pays for many, but not all, health care services and supplies. Medigap can help pay some of the health care costs (“gaps”) that Original Medicare doesn’t cover, like copayments, coinsurance and deductibles.
Our Star Rating:
To be eligible for enrollment in all our other Medicare Advantage plans, you must live in one of the following Western New York counties (must reside in Erie or Niagara County to enroll in Forever Blue Medicare PPO Focus):
You may enroll in a Medicare Advantage plan only during specific times of the year:
In most cases, you must stay enrolled for the calendar year that starts the date your coverage begins.
In certain situations, however, you may be able to join, drop or switch a Medicare Advantage Plan at other times.
Some of these situations include the following:
If you have any questions, please call Customer Service at:
1-800-329-2792, TTY: 711
We are open:
October 1 - February 14
8 a.m. to 8 p.m., 7 days a week
February 15 - September 30
8 a.m. to 8 p.m., Monday-Friday
During non-business hours, your call will be answered by our automated phone system. A Customer Service Representative will return your call on the next business day.
Call Customer Service for help if you have questions or concerns. We also welcome any suggestions you may have for improving our plan or to make recommendations regarding the Member Rights and Responsibilities Policy (Please see the Member Rights and Responsibilities section of your Evidence of Coverage for more information).
This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions may apply. Benefits, premiums and/or copayments/coinsurance may change January 1 of each year. The Formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary. You must continue to pay your Medicare Part B Premium.
Out-of-network/non-contracted providers are under no obligation to treat BlueCross BlueShield of Western New York members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
Medicare evaluates plans based on a 5-star rating system. Star Ratings are calculated each year and may change from one year to the next.
BlueCross BlueShield of Western New York is a Medicare Advantage plan with a Medicare contract and enrollment depends on contract renewal.
Content Last Updated December 15, 2016