Blue Cross Blue Shield of WNY

Silver Individual and Family Plans

Our Silver plans offer a wide variety of coverage options at competitive premiums  If you’re relatively healthy and want to balance your monthly premium with out-of-pocket costs, check out a Silver plan.
 

Our tiered benefit plans, align and focus, give you the same great access to doctors, specialists, and hospitals throughout Western New York. Check them out below.

Additional Silver Cost Share Reduction Plans are available based on income and family size guidelines through the New York State of Health.

All premiums listed represent coverage for dependents up to age 26.  

 

2018 Plans will be available for purchase beginning on November 1, 2017.

 

Silver Standard
Monthly Premium
~Individual$577.70
~Individual & Child(ren)$982.09
~Individual & Spouse$1,155.39
~Family$1,646.44
Primary Care Doctor/Specialist$30/$50 after deductible
Deductible (Single/Family)$2,000/$4,000
Inpatient Hospital Stay$1,500 after deductible
Prescription Drugs:
~Tier 1/2/3$10/$35/$70 (Not subject to deductible)
~Generic Oral ContraceptivesCovered in full
~Mail Order Drugs2.5 Copays/90-day supply
Benefits and Coverage1
Enroll1
#Silver Ind align*
Monthly Premium
~Individual$523.96
~Individual & Child(ren)$890.73
~Individual & Spouse$1,047.92
~Family$1,493.29
Primary Care Doctor/Specialist$30/$60 after deductible - Optimum, 50% after deductible - Flexible
Deductible (Single/Family)$2,000/$4,000 - Optimum, $5,000/$10,000 - Flexible
Inpatient Hospital Stay$1,000 after deductible - Optimum, 50% after deductible - Flexible
Prescription Drugs:
~Tier 1/2/3$15/$50/50% after deductible
~Generic Oral ContraceptivesCovered in full
~Mail Order Drugs2.5 Copays/90-day supply
Benefits and Coverage2
Enroll1
#Silver Ind focus**
Monthly Premium
~Individual$523.96
~Individual & Child(ren)$890.73
~Individual & Spouse$1,047.92
~Family$1,493.29
Primary Care Doctor/Specialist$30/$60 after deductible - Optimum, 50% after deductible - Flexible
Deductible (Single/Family)$2,000/$4,000 - Optimum, $5,000/$10,000 - Flexible
Inpatient Hospital Stay$1,000 after deductible - Optimum, 50% after deductible - Flexible
Prescription Drugs:
~Tier 1/2/3$15/$50/50% after deductible
~Generic Oral ContraceptivesCovered in full
~Mail Order Drugs2.5 Copays/90-day supply
Benefits and Coverage3
Enroll1

*Features Kaleida Health facilities; available to residents of Erie and Niagara counties only. Learn more about align .

**Features Catholic Health System facilities; available to residents of Erie and Niagara counties only. Learn more about focus.